SUED FOR A DEBT?
WE WILL FIGHT FOR YOU!

Ignoring this lawsuit won’t make them go away! Trust Guardian Litigation Group
to successfully negotiate your account with Rausch Sturm LLP.

$1,310,482.63
Total Debt Negotiated with Rausch Sturm LLP

HOW CAN GUARDIAN HELP ME WITH THIS CASE?

More Than A "Self-Help" Form

As a law firm, we are able to provide legal advice and create an attorney-client relationship. At Guardian, we will not only file an Answer, we will appear, and settle with your creditors. All on your behalf!

Resolution of Other Debts

Don't limit yourself to assistance with this lawsuit, Guardian can put a plan in place to resolve all of your debt and get you on the path to financial freedom.

The Most Experienced Team

We have a dedicated team of 30 attorneys nationwide standing by ready to defend you. We have represented over 55,000 consumers since 2018.

SUED BY RAUSCH STURM LLP?

When you’re hit with a debt lawsuit from law firms like Rausch Sturm LLP, it’s normal to make it want to disappear. We get it: ignoring this lawsuit is a natural response, but ignoring a lawsuit from Rausch Sturm will almost certainly result in a automatic judgment against you.

Guardian Litigation Group specializes in defending consumers and we’ve successfully defended thousands, like yourself, from debt collector law firms.

WHO IS RAUSCH STURM?

Rausch Sturm LLP is a debt collection law firm that represents a variety of creditors, including banks, credit card companies, and debt buyers. They pursue lawsuits on behalf of these creditors to recover debts that have been deemed unpaid.

If Rausch Sturm is suing you, it’s because one of their clients—likely a creditor such as American Express, Discover, or another financial institution—claims that you owe them money. The debts can range from credit cards and personal loans to auto loans and other consumer debts.

Common tactics used by Rausch Sturm LLP in Debt Collection Lawsuits include:

  1. Formal Letters and Calls: They may contact you repeatedly, using both letters and phone calls, to discuss your debt and repayment options.
  2. Legal Action: If initial contact attempts don’t lead to a resolution, Rausch & Sturm may file a lawsuit. This is often a strategy to encourage repayment or negotiation.

WHAT HAPPENS IF I DON'T TAKE ACTION?

It might be tempting to ignore the lawsuit, hoping it will go away. But here’s the reality: ignoring a lawsuit from Rausch Sturm will almost certainly result in a default judgment against you. This means the court automatically rules in favor of Rausch Sturm’s client, and they can take legal action to collect the debt, including:

  • Wage Garnishment: A portion of your paycheck, sometimes thousands of dollars, can be withheld to pay off the debt.
  • Bank Account Levies: They can freeze your accounts and withdraw funds.
  • Property Liens: A lien could be placed on your property, making it difficult to sell or refinance.

These consequences are severe, but they’re avoidable with the right action plan.

FREQUENTLY ASKED QUESTIONS

We are committed to providing each of our clients with top-notch, efficient representation at each phase of the legal process.

Our comprehensive collection defense services include:

  • Introductory legal analysis of your case
  • Orientation outlining the legal process
  • A team of dedicated legal negotiations professionals
  • Regular case updates and communication
  • Full legal representation, including appearances

A creditor can file a lawsuit to collect payment when you default on a credit card payment or other debt. Lawsuits start with a summons and complaint. If your receive legal documents from a debt collector regarding a lawsuit, you should immediately consult with a lawyer to determine all of your options. If you fail to respond to the lawsuit, the court can enter a default judgment against you, which would allow creditors to garnish your wages, in states that do not have strong debtor protection laws to prevent garnishment; seize your bank accounts; and place a lien on your property. Creditors actually rely on debtors to not respond to these lawsuits, which, unfortunately, happens in the majority of cases. It is important to note that creditors do not want to have to actually litigate these cases and the presence of Guardian Litigation Group, LLP can put significant pressure on them to settle.

Debt collectors must prove they have a case to collect the debt for the lawsuit to succeed. Our debt collection lawyers have successfully defended countless clients against big banks, credit card companies, and debt collection agencies.

We are familiar with the various defenses to these types of lawsuits, including:

  • Missing paperwork that can verify the agreement between you and the original
    creditor, such as the original cardmember agreement, copies of statements,
    and payment records
  • Inaccurate credit and billing histories for debt purchased by collectors
  • The statute of limitations has expired

Guardian Litigation Group, LLP is here to assist if you are being sued for a debt you owe. Our compassionate lawyers will listen to your concerns and advise you throughout the debt collection lawsuit process. Debt collection lawsuits can have lasting repercussions, so please don’t hesitate to contact our legal team so we can help you fight back.