SUED FOR A DEBT?
WE WILL FIGHT FOR YOU!
Ignoring this lawsuit won’t make them go away! Trust Guardian Litigation Group
to successfully negotiate your account with Zwicker & Associates.
$10,067,862.74
Total Debt Negotiated with Zwicker & Associates
HOW CAN GUARDIAN HELP ME WITH THIS CASE?
More Than A "Self-Help" Form
As a law firm, we are able to provide legal advice and create an attorney-client relationship. At Guardian, we will not only file an Answer, we will appear, and settle with your creditors. All on your behalf!
Resolution of Other Debts
Don't limit yourself to assistance with this lawsuit, Guardian can put a plan in place to resolve all of your debt and get you on the path to financial freedom.
The Most Experienced Team
We have a dedicated team of over 20 attorneys nationwide standing by ready to defend you. We have represented over 30,000 consumers since 2018.
WHO IS ZWICKER AND ASSOCIATES?
When you’re hit with a debt lawsuit from law firms like Zwicker & Associates, it’s easy to feel like the walls are closing in. We get it: ignoring this lawsuit is a natural response, but you don’t have to go through this alone. Guardian Litigation Group specializes in defending consumers and we’ve successfully defended thousands, like yourself, from debt collector law firms.
Zwicker & Associates is an Massachusetts-based debt collection law firm that represent a variety of creditors, including major credit card companies like American Express and Discover, as well as banks and other financial institutions.
If you’re being sued by them, it means they’ve been hired by one of your creditors to collect an outstanding debt.
WHAT HAPPENS IF I DON'T TAKE ACTION?
Ignoring a lawsuit from Zwicker & Associates can deeply affect your day-to-day life and financial health. By taking proactive steps, you can avoid these Judgments:
- Default Judgment: Without a response, the court will likely rule in Zwicker’s favor automatically.
- Wage Garnishment: This means a portion of your paycheck could be taken directly to pay off the debt.
- Bank Account Levy: They can freeze your bank accounts and withdraw funds.
- Property Liens: Liens can be placed on your property, complicating any future sales or refinancing.
These consequences are severe, but they’re avoidable with the right action plan.
Remember, prompt action is critical. Reach out to Guardian Litigation Group today for a free debt consultation and take the first step towards resolving your debt issue with confidence and peace of mind.
FREQUENTLY ASKED QUESTIONS
We are committed to providing each of our clients with top-notch, efficient representation at each phase of the legal process.
Our comprehensive collection defense services include:
- Introductory legal analysis of your case
- Orientation outlining the legal process
- A team of dedicated legal negotiations professionals
- Regular case updates and communication
- Full legal representation, including appearances
A creditor can file a lawsuit to collect payment when you default on a credit card payment or other debt. Lawsuits start with a summons and complaint. If your receive legal documents from a debt collector regarding a lawsuit, you should immediately consult with a lawyer to determine all of your options. If you fail to respond to the lawsuit, the court can enter a default judgment against you, which would allow creditors to garnish your wages, in states that do not have strong debtor protection laws to prevent garnishment; seize your bank accounts; and place a lien on your property. Creditors actually rely on debtors to not respond to these lawsuits, which, unfortunately, happens in the majority of cases. It is important to note that creditors do not want to have to actually litigate these cases and the presence of Guardian Litigation Group, LLP can put significant pressure on them to settle.
Debt collectors must prove they have a case to collect the debt for the lawsuit to succeed. Our debt collection lawyers have successfully defended countless clients against big banks, credit card companies, and debt collection agencies.
We are familiar with the various defenses to these types of lawsuits, including:
- Missing paperwork that can verify the agreement between you and the original
creditor, such as the original cardmember agreement, copies of statements,
and payment records - Inaccurate credit and billing histories for debt purchased by collectors
- The statute of limitations has expired
Guardian Litigation Group, LLP is here to assist if you are being sued for a debt you owe. Our compassionate lawyers will listen to your concerns and advise you throughout the debt collection lawsuit process. Debt collection lawsuits can have lasting repercussions, so please don’t hesitate to contact our legal team so we can help you fight back.
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