End Illegal Debt Collection Calls!
We help consumers disrupted by aggressive collectors turn overwhelming harassment into relief at no cost to them, and we can't wait to help you too.
The fair debt collection practices act Is Your Shield Against Harassment
All harassing calls, texts, and letters stop immediately.
You regain control and confidence in your life.
No more dodging phone calls.
Up to $1,000 statutory damages per violation
Has a debt collector committed any of these FDCPA violations against you?
Breaking the "7 in 7 rule"
Threatened arrest or criminal charges
Called family or friends
Contacted you before 8 AM or after 9 PM
Didn’t clearly identify as debt collector
Misrepresented debt amount or status
Threatened legal action without intent
Reported false info to credit bureaus
Contacted you after hiring an attorney
...you're not alone, and we understand exactly how violating this feels.
We can Step In and Fight For You!
What you’re experiencing isn’t just about debt.
It’s about the disruption of your life.
That feeling that you are forever stuck in your situation.
As a nationwide consumer defense law firm, we’ve seen it all.
We know how to put an end to creditor harassment without making things complicated for you, escalating your situation, and at no-cost to you.
Under the FDCPA, once you hire us, all communication must go through your legal counsel and if we win, the debt collector pays our fees.
and hold debt collectors accountable under federal law.
We’ve helped 55,000 clients across 48 states transform even the most overwhelming harassment into immediate relief.
John Greenway, Esq.
Managing Partner
Our Team of Attorneys Turn Harassment Into Relief
A Life Where the Calls Finally Stop
We send a legal notice that forces collectors to stop calling, so your phone finally feels like yours again.
Peace of Mind at Work, Home, and With Family
We stop collectors from contacting your job or loved ones, giving you back your privacy and peace of mind.
It Works Whether You Owe the Debt or Not
We hold collectors accountable to the law, so you're protected from harassment no matter.
How It Works with Guardian Litigation Group
Step 1: FDCPA Case Review
We begin with a complimentary assessment to understand how debt collectors have been affecting your life. Our attorneys listen carefully, assess any FDCPA violations, and walk you through your legal options in plain English.
From the first call, you’ll know whether your rights have been violated and what we can do to stop the harassment.
Step 2: FDCPA Claim Building & Representation
Once you decide to move forward, our team gets to work gathering evidence, contacting collectors on your behalf, and preparing legal action if needed.
You won’t have to face another intimidating call, threat, or letter—we handle all communication from this point forward.
Your job is simple: stay informed while we fight to protect your rights and hold the collectors accountable.
Step 3: Relief & Compensation
Once we enforce your rights, the harassment stops for good.
You may also be entitled to statutory damages, and we’ll guide you through every step to secure the compensation you’re owed.
Life starts to feel normal again—free from fear, free from stress, and finally back in your control.
3 ways Guardian Can Handle Your Debt
Debt Resolution
One-on-one legal support is the most effective way to resolve your debt quickly and affordably. Inquire below and we’ll discuss the best strategy to reduce what you owe and help you move forward.
Debt Lawsuits
If you’re being sued over a debt, fast legal action can protect you from default judgment. Contact us below and we’ll review your case and explain your best defense options.
FDCPA Claims
You shouldn’t have to live with constant calls, threats, or intimidation. Reach out below and we’ll help you put an end to the harassment and explore your legal options for relief.
Unsure what option is best for your case? Build your claim below and we'll find the best option for you.
Never any out of pocket costs and we handle everything!
Why You can Trust Us
Thousands Of Happy Clients Nationwide
Guardian has made my life easier. Everything costs so much more these days and debt creeps up on you. Making montlhy payments to different companies was impossible. Guardian negotiated a settlement for me and now I make one monthly payment. I saved so much money.
Date of experience: August 29, 2024
I am halfway through settling several credit cards and the experience has been great. Guardian takes a usually very stressful experience and makes it seamless. Customer service is excellent, the associates are always friendly and helpful. Thank you Guardian!
Date of experience: August 11, 2025
This has been a great experience so far, and was super skeptical for a LONG time prior to starting this journey. Guardian has been exepectional every step of the way and not a single person has made me feel uneasy about this process. I highly recommend Guardian to any in a big debt situation.
Date of experience: October 09, 2024
I wish it could be faster and more accounts taken care of but I'm grateful one little one is gone!
Date of experience: October 23, 2024
The help is amazing! Guardian Litigation Group staff have been so helpful and supportive. I was initially very anxious about the plan and program, but I'm pleased about how far it has progressed in managing my debt in such a short time, and it's all due to Guardian! They have made the process effortless for me. I highly recommend it!!
Date of experience: March 22, 2024
Guardian has kept me in the loop through the entire process. Explanations were concise and well worded. No guesswork on my end. I would definitely recommend the stress free experience to anyone that is overwhelmed and at a loss for how to proceed.
Date of experience: July 27, 2025
I don't think that I would have come this far with the company I had before GUARDIAN Litigation. I knew it wasn't going to be easy, but I stuck with them and now I'm almost finish. My credit score has imporved and I'm on my way. Thank you
Date of experience: October 21, 2024
I was skeptical at first, but this company does work well with you and works to get your debts settled. I have a lot of student loans that defaulted because of ignorance on my part, but GLG has stepped in and is willing to help. We reached my first settlement! I will comeback and update my rating as the program continues.
Date of experience: October 21, 2024
They have been a godsend to me and my debt situation! They are presistent, knowledgeable, and thorough! They keep me informed about any new settlements and always converse with me before making any settlement offers.
Date of experience: January 01, 2024
The convenience of someone else taking over my bills that are in arrears. I feel more at ease knowing Guardian is helping me get back on my feet.
Date of experience: July 29, 2025
The team at Guardian are great communicatiors and are great quick to answer questions and emails. I've been on the program sicne July 2024 and just got my second (of 7 debts) settled. I am grateful for their help, encouragement, and consistency.
Date of experience: November 12, 2024
Guardian is taking care of my problems with my credit card companies so that soon I can be debt free thank you.
Date of experience: November 20, 2024
I am in awe and almost in shock at how amazing Guardian has been in restructuring decreasing and settling my debs in record breaking time. Thank you!
Date of experience: November 21, 2024
I am so grateful for this company, I can finally breathe again. They have so seamlessly handled each and every debt. The contact is great and I was informed at each and every turn of a solved debt.
Date of experience: November 24, 2024
Easy to get in touch with customer service. They're pretty informative about the program. Patient and respectful. They also have kept me in the loop of things and they are continuing to do so about any actions. They also require your permission before going forward with things.
Date of experience: August 07, 2025
Guardian Litigation Group made sure I understood how things would work from the very beginning. They were up front and honest and made sure I understood that this is not a debt settlement company, but a group of attorneys who have my interest at heart! I've already seen results of their work because one of my bills was settled within a short time. I am able to contact them if necessary and they are very willing to resolve whatever issues I may encounter. I am very happy with GLG!
Date of experience: August 04, 2025
The process has been a lot easier that I imagined. Everyone is so helpful. I will be so relieved to get out of debt and it's all because of your company and dedication to consumers
Date of experience: August 11, 2025
fair debt collection practices act
Disclaimer: This information is for educational purposes only and should not be taken as legal advice. Every case is different. If you’re facing a legal issue, please reach out to us to discuss your specific situation.
There is no exact number in the law, but repeated calls, especially several in one day or over consecutive days, can be harassment. The Fair Debt Collection Practices Act (FDCPA) says collectors cannot “annoy, abuse, or harass” you.
Tip: If calls are excessive or happen back-to-back after you have already spoken to them, document everything.
You have the right to tell collectors to stop calling you.
Harassment can include:
Calling before 8 a.m. or after 9 p.m. without your permission
Using obscene, threatening, or abusive language
Calling you at work after you have told them not to
Contacting friends, family, or neighbors about your debt
Making false threats, such as saying you will be arrested
Collectors cannot use scare tactics or share your personal debt information with others.
The Consumer Financial Protection Bureau (CFPB) says collectors cannot call you more than seven times in seven days about the same debt. Once you speak with them, they must wait at least seven days before calling again.
Track all calls. If they break the rule, you may have a legal claim.
No. Owing money is not a crime. You cannot be arrested or jailed just for being unable to pay.
Important: If you ignore a legitimate lawsuit, the court may issue a judgment against you. This can lead to wage garnishment or other legal actions, but jail is not one of them.
Learn your rights under the FDCPA
Keep a record of all calls, letters, and messages
Send a written request for them to stop contacting you
Seek help from a consumer rights attorney if harassment continues
Once collectors receive your written request, they can only contact you to confirm they will stop or to notify you of legal action.
Yes. If a debt collector violates the FDCPA by harassing you, calling too often, or using illegal tactics, you can sue them in federal court. If you win, you may recover money for damages as well as your attorney’s fees.
If you win, you may receive:
Statutory damages of up to $1,000, even without proof of actual harm
Actual damages for losses such as missed wages, medical costs from stress, or emotional distress
Attorney’s fees and court costs, so you are not paying out of pocket
End Illegal Debt Collection Calls!
We help consumers disrupted by aggressive collectors turn overwhelming harassment into relief at no cost to them, and we can't wait to help you too.
Contact
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