STRUGGLING TO PAY OFF YOUR DEBTS?
55,000+ clients nationwide have used guardian’s debt resolution program to pay off $400 Million in debt
Apply for your FREE Debt Analysis today to discover how you can pay off your debts for less than you owe
Apply for your FREE Debt Analysis today to discover how you can pay off your debts for less than you owe
Guardian is for you if...
Guardian is for you if...
If any of these sounds familiar to you, Guardian’s Debt Resolution Program is going to make your debt free journey faster, more affordable & more attainable!
- You Can’t Make Your Monthly Payments
“I was having problems with keeping current with my finances and my debt. I consulted Guardian Group and they were able to navigate through the challenges and deal with my creditors to the point that they were able to settle my debt with these creditors.”
Reuben D.
Georgia
- You're receiving collection calls
Jennifer B.
Illinois
- You've been impacted by a life change
“I got into some financial issues trying to take care of my parents’ health issues. I contacted this company. They settled my accounts quickly, nine different accounts. They took care of them, saved me approximately $10,000.”
Robert H.
Kansas
No obligations. No upfront fees.
* Individual results may vary. These testimonials reflect the client’s experience and is not a guarantee of future outcomes.
No obligations. No upfront fees.
* Individual results may vary. These testimonials reflect the clients’ experience and is not a guarantee of future outcomes.
Why our clients trust us
Our firm is trusted nationwide
Guardian has made my life easier. Everything costs so much more these days and debt creeps up on you. Making montlhy payments to different companies was impossible. Guardian negotiated a settlement for me and now I make one monthly payment. I saved so much money.
Date of experience: August 29, 2024
This has been a great experience so far, and was super skeptical for a LONG time prior to starting this journey. Guardian has been exepectional every step of the way and not a single person has made me feel uneasy about this process. I highly recommend Guardian to any in a big debt situation.
Date of experience: October 09, 2024
I wish it could be faster and more accounts taken care of but I'm grateful one little one is gone!
Date of experience: October 23, 2024
The help is amazing! Guardian Litigation Group staff have been so helpful and supportive. I was initially very anxious about the plan and program, but I'm pleased about how far it has progressed in managing my debt in such a short time, and it's all due to Guardian! They have made the process effortless for me. I highly recommend it!!
Date of experience: March 22, 2024
I don't think that I would have come this far with the company I had before GUARDIAN Litigation. I knew it wasn't going to be easy, but I stuck with them and now I'm almost finish. My credit score has imporved and I'm on my way. Thank you
Date of experience: October 21, 2024
I was skeptical at first, but this company does work well with you and works to get your debts settled. I have a lot of student loans that defaulted because of ignorance on my part, but GLG has stepped in and is willing to help. We reached my first settlement! I will comeback and update my rating as the program continues.
Date of experience: October 21, 2024
They have been a godsend to me and my debt situation! They are presistent, knowledgeable, and thorough! They keep me informed about any new settlements and always converse with me before making any settlement offers.
Date of experience: January 01, 2024
The team at Guardian are great communicatiors and are great quick to answer questions and emails. I've been on the program sicne July 2024 and just got my second (of 7 debts) settled. I am grateful for their help, encouragement, and consistency.
Date of experience: November 12, 2024
Guardian is taking care of my problems with my credit card companies so that soon I can be debt free thank you.
Date of experience: November 20, 2024
I am in awe and almost in shock at how amazing Guardian has been in restructuring decreasing and settling my debs in record breaking time. Thank you!
Date of experience: November 21, 2024
I am so grateful for this company, I can finally breathe again. They have so seamlessly handled each and every debt. The contact is great and I was informed at each and every turn of a solved debt.
Date of experience: November 24, 2024
We are a Law Firm Providing Debt Settling Services and debt Litigation Defense
Guardian will negotiate with your creditors to reduce the total amount you owe. Our goal is to help you settle your debts for less than the full balance, allowing you to move forward with your financial life.
Debt consolidation involves taking out a new loan to pay off your existing debts. It restructures your debt but doesn’t reduce the total amount you owe. We focus on negotiating a reduction in your debt, not refinancing it.
Credit repair companies attempt to improve your credit score by disputing negative items on your report. This doesn’t resolve the underlying debt. We focus on settling your debt, which may impact your credit in the short term but leads to long-term financial stability.
Government debt relief programs operate under specific regulations and eligibility criteria. We are a private law firm offering tailored legal services to negotiate and settle your debts. Accordion Content
Debt validation involves requesting verification from creditors that a debt is valid. While useful, it doesn’t reduce or resolve the debt. Our service focuses on negotiating with creditors to lower the amount you owe.
Debt management programs create repayment plans that typically reduce interest rates but not the principal amount. We aim to reduce the principal balance you owe, providing a quicker path to financial freedom.
Our goal is to help you get out of debt
Our goal is to help you get out of debt
Real Settlement offers Accepted by real clients
Real Settlement offers
Accepted by real clients
| Lender | Initial Debt | Settled Amount | Reduction |
|---|---|---|---|
| Capital One | $5,071.69 | $2,688.00 | 47% |
| Barclays Bank | $23,282.29 | $10,241.52 | 56% |
| Chase | $60,568.99 | $36,341.40 | 40% |
| Best Egg | $10,747.68 | $5,360.00 | 50% |
| Bank of America | $6,372.00 | $3,505.00 | 45% |
These are recent settlement offers accepted by our clients. Individual results may vary. Outcomes depend on a variety of factors, including individual financial circumstances and the nature of the debts involved. Fees are not included in figures.
These are recent settlement offers accepted by our clients. Individual results may vary. Outcomes depend on a variety of factors, including individual financial circumstances and the nature of the debts involved. Fees are not included in figures.
Take the first step to being debt free
Take the first step to being debt free
Ready to get started today?
Ready to get started today?
- We negotiate with creditors so you don’t have to
- No upfront cost or fees - if we don’t perform, we don’t get paid
- We settle multiple accounts with creditors at once, which gives us leverage
- Pay off your debt for less than what you owe
- Our average first settlement takes place at approximately 100 days of enrollment
- Reduction in creditor calls and collection efforts
- Unlike other debt relief programs, we offer legal representation at no additional cost
No obligation required
frequently asked questions
Who qualifies for Debt Settlement?
Guardian’s Debt Resolution Program is designed for anyone in financial hardship who is falling behind or having problems making minimum payments to creditors on their unsecured debts.
How does debt settlement work?
In Guardian’s Debt Resolution Program, you save a set amount of money each month. The amount depends on how much debt you have and what you can afford. This money is moved from your regular bank account to a special savings account to make paying off your debt easier and safer.
While you save, we negotiate with your creditors to settle your debts. The time it takes varies based on factors like your total debt, how late your payments are, the type of creditor, and your income.
Sometimes, we can settle the debt with a single payment (a lump sum). If that’s not possible, we may set up a payment plan with smaller, regular payments. We aim for a lump sum first, but an installment plan can work if it’s a good deal or if you need more time to save.
What is the length of the program?
Typical program lengths vary from 24 – 40 months; however, it really depends on your ability to save the funds that will satisfy the amount of your settled debts. The program length is an estimate and not a guaranteed time frame.
How are my debts ‘settled’?
In Guardian’s Debt Resolution Program, you will agree to save a fixed amount of money each month. This is based on the total amount of debt you enroll.
We will start assessing your accounts as soon as you enroll but the time it takes to start the settlement process will depend on a variety of factors including the amount of debt, how many payments you have missed, the type of creditor, and more.
Once our team reaches a settlement agreement with your creditor, a formal offer letter will be sent to you for your review & approval.
Can I be sued by my creditors?
Yes, creditors can file a lawsuit if debts go unpaid, and this can happen to anyone—whether or not they’re enrolled in a debt relief program. At Guardian Litigation Group, we provide legal representation at no additional cost to protect you in these situations.
Unlike other debt relief programs, WE ARE A LAW FIRM and our team of dozens of attorneys are ready to defend your rights and negotiate with creditors to help prevent or respond to legal actions.
With Guardian on your side, you’re fully supported every step of the way, from responding to lawsuits against your enrolled accounts, communicating with Plaintiff’s counsel and courts, and appearing in court, we will fight for you!
Does debt settlement have a negative impact on my credit?
The program is designed for those in financial hardship who are falling behind or having problems making minimum payments to creditors on their unsecured debts. Your credit may decrease for a short period of time but the goal of our program is to eliminate your debts to give you a fresh start while avoiding bankruptcy.
Once the program is completed, we encourage you review the accuracy of accounts on your credit report and that you continue healthy financial habits.
Guardian’s Debt Resolution Program is designed for anyone in financial hardship who is falling behind or having problems making minimum payments to creditors on their unsecured debts.
In Guardian’s Debt Resolution Program, you save a set amount of money each month. The amount depends on how much debt you have and what you can afford. This money is moved from your regular bank account to a special savings account to make paying off your debt easier and safer.
While you save, we negotiate with your creditors to settle your debts. The time it takes varies based on factors like your total debt, how late your payments are, the type of creditor, and your income.
Sometimes, we can settle the debt with a single payment (a lump sum). If that’s not possible, we may set up a payment plan with smaller, regular payments. We aim for a lump sum first, but an installment plan can work if it’s a good deal or if you need more time to save.
Typical program lengths vary from 24 – 40 months; however, it really depends on your ability to save the funds that will satisfy the amount of your settled debts. The program length is an estimate and not a guaranteed time frame.
In Guardian’s Debt Resolution Program, you will agree to save a fixed amount of money each month. This is based on the total amount of debt you enroll.
We will start assessing your accounts as soon as you enroll but the time it takes to start the settlement process will depend on a variety of factors including the amount of debt, how many payments you have missed, the type of creditor, and more.
Once our team reaches a settlement agreement with your creditor, a formal offer letter will be sent to you for your review & approval.
Yes, creditors can file a lawsuit if debts go unpaid, and this can happen to anyone—whether or not they’re enrolled in a debt relief program. At Guardian Litigation Group, we provide legal representation at no additional cost to protect you in these situations.
Unlike other debt relief programs, WE ARE A LAW FIRM and our team of dozens of attorneys are ready to defend your rights and negotiate with creditors to help prevent or respond to legal actions.
With Guardian on your side, you’re fully supported every step of the way, from responding to lawsuits against your enrolled accounts, communicating with Plaintiff’s counsel and courts, and appearing in court, we will fight for you!
The program is designed for those in financial hardship who are falling behind or having problems making minimum payments to creditors on their unsecured debts. Your credit may decrease for a short period of time but the goal of our program is to eliminate your debts to give you a fresh start while avoiding bankruptcy.
Once the program is completed, we encourage you review the accuracy of accounts on your credit report and that you continue healthy financial habits.
