The Fair Debt Collection Practices Act (FDCPA) and the Telephone Consumer Protection Act (TCPA) were enacted to protect individuals from aggressive and predatory collection tactics. Unfortunately, many debt collectors fail to abide by these regulations. There are specific rules and strict guidelines that collectors must legally follow when attempting to recover a debt, otherwise, they can face severe consequences. Debt collecting organizations can have their membership and certification with ACA International terminated if they violate provisions of the FDCPA and TCPA.
The damage that the COVID-19 pandemic inflicted on the economy has left hundreds of thousands of Americans without jobs and dealing with massive debt. Although people are struggling to get by and can’t even pay their basic bills, creditors are still harassing individuals and infringing on their rights. However, creditors have limited options for collecting a debt. Our experienced creditor harassment lawyers can help you protect your rights.
Debtors have the following rights, and more, under the FDCPA and TCPA. While represent the most common issues we see, contact us if you feel as if you are being harassed and in a way that does not fall into one of these categories:Have creditors or collection agencies contacted your family or friends to try to collect your debt? Do you keep getting threatening calls from creditors even though you told them not to contact you before 8 a.m. or after 9 p.m.? If you are tired of receiving multiple calls from the same debt collector daily, please get in touch with our debt collection harassment attorneys at Guardian Litigation Group, LLP so we can provide the dependable legal representation you need to fight back against creditors and collectors.
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Call us today at (949) 569-9006 or contact us online to request a case consultation.
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They are helping me get my debt situation resolved..I thank Guardian Litigation for everything.
Guardian Litigation Group has an amazing staff that tirelessly pursued my debt settlements. They kept me posted on updates and quickly resolved every issue. I'm very grateful for their support. Thank ...
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