Category: 2021

Debtors have rights under various federal and California statutes. For example, under the federal Fair Debt Collection Practices Act (“FDCPA”), a debtor has the right to dispute that a debt

California Fair Employment And Housing Act Discrimination against and harassment of employees is prohibited by the California Fair Employment and Housing Act (“FEHA”). See Cal. Gov. Code, § 12900 et

Debt collection companies — including lenders — must provide these 18 categories of information before attempting to collect on a private student loan or bringing a collection action. The list

The Equal Pay Act is not new legislation; however, countless employees each year have to fight to get paid at the same rate as other employees who are in the

California employers who steal wages from their employees and independent contractors can be brought to justice and be forced to pay the wages that are rightfully earned. Now, under a

There is a federal law called the Telephone Consumer Protection Act (“TCPA”) that protects consumers from being harassed and annoyed by unwanted automatically dialed phone calls, cell phone calls, text

2022 is within our reach, and for California employees, the new year means a new required minimum wage for the Golden State. For some employers, though, the new state minimum

No employee should be exposed to a work environment where sexual harassment takes place. Unfortunately, it can happen, and employees have the right to do something about the injustice. There

Sexual harassment in California workplaces is prohibited. In particular, the California Fair Employment and Housing Act (“FEHA”) — Cal. Gov. Code, § 12940 — expressly defines, as an “unlawful employment

Last year, the California General Assembly gave a “win” to California debtors by passing a law requiring debt collectors to be licensed. The law is called the Debt Collection Licensing

Sexual harassment is an unfortunate action that can happen in the workplace. In particular, sexual harassment is defined in two categories: quid pro quo and hostile work environment. What Does

Most people go to work because they want to make a positive impact in an area they care about — doctors and nurses wanting to make people feel better, teachers

When you are confronted with a mountain of overwhelming debt, it may seem like bankruptcy is the only option. However, sometimes, seeking debt negotiation/settlement is better. Unlike bankruptcy, which involves

Being under a mountain of crushing debt can be physically and emotionally debilitating. Constant worry, stress, and harassment from debt collectors can make it nearly impossible to function and have

BHere in Irvine, consumers with debts have substantial rights, particularly with respect to debt collection companies. For one, debt collectors are not allowed to harass debtors and cannot use misleading

Sometimes, consumers that are under the crushing weight of debt payments mistakenly believe that they have no rights and no options. But this is not true. Federal and California law

Individuals facing crushing debt can often find relief from their creditors through the filing of a personal bankruptcy. Certain individuals who qualify can file under Chapter 7 of the Bankruptcy

For those with crushing debt payments, bankruptcy can often bring immediate and meaningful financial and emotional relief. This is because of the legal mechanism called the “automatic stay.” The automatic

Here in Irvine and elsewhere in California, if you have been injured because of the negligent and wrongful behavior of someone else, you can sue to recover compensation. We here

Consumers have strong and legally protected rights when it comes to how retailers, service providers and lenders use credit scores when extending credit. If you think your rights as a

The Federal Trade Commission (“FTC”) recently announced that a debt collector will pay $24.3 million to settle an agency investigation into the unlawful practice of “debt parking.” The civil penalty