When you are confronted with a mountain of overwhelming debt, it may seem like bankruptcy is the only option. However, sometimes, seeking debt negotiation/settlement is better. Unlike bankruptcy, which involves

Being under a mountain of crushing debt can be physically and emotionally debilitating. Constant worry, stress, and harassment from debt collectors can make it nearly impossible to function and have

BHere in Irvine, consumers with debts have substantial rights, particularly with respect to debt collection companies. For one, debt collectors are not allowed to harass debtors and cannot use misleading

Sometimes, consumers that are under the crushing weight of debt payments mistakenly believe that they have no rights and no options. But this is not true. Federal and California law

Individuals facing crushing debt can often find relief from their creditors through the filing of a personal bankruptcy. Certain individuals who qualify can file under Chapter 7 of the Bankruptcy

For those with crushing debt payments, bankruptcy can often bring immediate and meaningful financial and emotional relief. This is because of the legal mechanism called the “automatic stay.” The automatic

Here in Irvine and elsewhere in California, if you have been injured because of the negligent and wrongful behavior of someone else, you can sue to recover compensation. We here

Consumers have strong and legally protected rights when it comes to how retailers, service providers and lenders use credit scores when extending credit. If you think your rights as a

The Federal Trade Commission (“FTC”) recently announced that a debt collector will pay $24.3 million to settle an agency investigation into the unlawful practice of “debt parking.” The civil penalty

The federal agency that is tasked with protecting consumers recently issued final amended regulations intended to protect consumers from unfair debt collection practices and give them additional rights. The agency