Short-Term Payments vs. Long-Term Regret: The Real Cost of Buy Now Pay Later
November 4, 2025
A Simple Purchase That Snowballed Alicia didn’t think twice when the clothing site offered her the “Pay in 4” option.
A Simple Purchase That Snowballed Alicia didn’t think twice when the clothing site offered her the “Pay in 4” option.
Imagine you’re home late on October 31. You hear a knock, open the door, and standing there isn’t a trick-or-treater,
The New York Times recently reported what many of us in consumer law have been seeing firsthand: debt collection lawsuits
Guardian Litigation Group is not affiliated with Jefferson Capital Systems. We provide legal representation against aggressive debt collectors and debt
When a Swipe Turns Into a Spiral It starts innocently enough: a grocery run, a car repair, a medical bill
How do you respond to a summons for debt collection? If you’ve just been served, that question probably hit fast—and
Every second Wednesday in October, National Stop Bullying Day encourages us to stand up for those being intimidated, shamed, or
Guardian Litigation Group is not affiliated with Sunrise Credit Services. We provide legal representation against aggressive debt collectors and debt
Guardian Litigation Group is not affiliated with ARS National Services. We provide legal representation against aggressive debt collectors and debt
Is it illegal for a collection agency to buy your debt and come after you? This question comes up a
A Simple Purchase That Snowballed Alicia didn’t think twice when the clothing site offered her the “Pay in 4” option. Four easy payments, no interest, and the first one due
Imagine you’re home late on October 31. You hear a knock, open the door, and standing there isn’t a trick-or-treater, it’s a collector from one of the worst debt‐buyer companies,
The New York Times recently reported what many of us in consumer law have been seeing firsthand: debt collection lawsuits are rising again, surpassing pre-pandemic levels. This means millions of
Guardian Litigation Group is not affiliated with Jefferson Capital Systems. We provide legal representation against aggressive debt collectors and debt lawsuits. If you’ve received a Jefferson Capital Systems lawsuit, you’re
When a Swipe Turns Into a Spiral It starts innocently enough: a grocery run, a car repair, a medical bill that couldn’t wait. You pull out your credit card, trusting
How do you respond to a summons for debt collection? If you’ve just been served, that question probably hit fast—and with it, the pressure to act. A court date or
Every second Wednesday in October, National Stop Bullying Day encourages us to stand up for those being intimidated, shamed, or harassed. But bullying doesn’t always end in the classroom. For
Guardian Litigation Group is not affiliated with Sunrise Credit Services. We provide legal representation against aggressive debt collectors and debt lawsuits. Who does Sunrise Credit Services collect for, and why
Guardian Litigation Group is not affiliated with ARS National Services. We provide legal representation against aggressive debt collectors and debt lawsuits. If you’ve heard from an ARS debt collector, you’re
Is it illegal for a collection agency to buy your debt and come after you? This question comes up a lot—especially when the original creditor disappears and a new name